
Local Insurance Agency
Insurance Agency in Hays, KS
Helping families, businesses, farmers, and professionals throughout Hays and Ellis County find insurance coverage that fits their needs and budget.
Independent Agency
We work for you, not the insurance companies.
Kansas-Based Team
Local people helping Kansas communities.
Personal + Business Coverage
Solutions for what matters most.
Multiple Carrier Options
We compare coverage to find the right fit.
Insurance solutions built for Hays and Ellis County.
The Insurance Guys proudly serves Hays, Ellis County, and the surrounding communities with personalized insurance solutions backed by multiple trusted insurance carriers. As an independent agency, we work for you—not the insurance company—allowing us to compare coverage options that fit your unique situation.
Whether you're purchasing your first home, protecting a growing business, insuring a family farm, or planning for the future with life and health insurance, our experienced team is here to help simplify the process. We believe insurance should be understandable, affordable, and tailored to your goals.
From Main Street businesses to farms across western Kansas, we're proud to help protect the people and communities that make Hays such a great place to live and work.

Why Hays residents choose The Insurance Guys
Protecting Ellis County families
From first-time homeowners to growing families, we help residents throughout Hays and Ellis County protect the things that matter most.
Supporting local businesses
Whether you own a retail store, restaurant, contractor business, or professional office, we can help tailor commercial insurance to your operation.
Agricultural expertise
Western Kansas agriculture is unique. We understand the insurance needs of farms, ranches, crop operations, and agricultural businesses.
Looking for insurance in Hays?
Our local team is ready to help you compare coverage options, answer your questions, and protect what matters most.
Insurance services available through our Hays office
Personal Insurance
Auto, homeowners, renters, umbrella, motorcycle, recreational vehicle, and other personal insurance solutions.
Learn More →Commercial Insurance
General liability, commercial property, workers compensation, professional liability, commercial auto, and more.
Learn More →Life & Health Insurance
Life insurance, health insurance, Medicare options, dental, vision, disability, and employee benefits.
Learn More →Farm Insurance
Farm liability, crop insurance, ranch coverage, equipment protection, buildings, livestock, and agricultural operations.
Learn More →Our Hays Office
Local Team
Meet Your Hays Team
Chandler Schumacher
Cindy Pfannenstiel
Clayton Basgall
Hayden Kreutzer
Jack Garcia
Nearby Communities We Serve
We proudly serve Hays and surrounding communities, including:
Frequently Asked Questions
Can I compare insurance quotes from multiple companies in Hays?
Yes. As an independent insurance agency, The Insurance Guys can compare policies from multiple insurance carriers to help you find coverage that matches your needs and budget.
Do you insure farms and agricultural operations near Hays?
Absolutely. We work with farms and ranches throughout Ellis County and western Kansas, offering crop insurance, farm liability, equipment coverage, and farm property protection.
Do you provide commercial insurance for Hays businesses?
Yes. We help businesses of all sizes with general liability, commercial property, workers compensation, commercial auto, professional liability, cyber liability, and more.
Can I bundle my home and auto insurance?
In many cases, bundling home and auto insurance can simplify your coverage and may qualify you for additional discounts depending on the carrier.
Do you help Fort Hays State University employees and students?
Yes. We regularly work with university employees, faculty, staff, students, and local residents to help them find personal insurance solutions that fit their circumstances.